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Berha Clemencia
Berthan is 60 years old and she has a well-stocked general store located in the front section of her house. Through sound business administration she has had the opportunity to have a grocery store in the neighborhood where she lives.

She has great plans for her store, which is the reason why she starts work at 7:30am and she closes the shop at 11pm.

She wants to keep up with her business and with the loan she wants to purchase clothing in a different style and some grocery items. She wants to keep her store in the future to secure her old age.
View original language description ↓
Bertha de 60 años, tiene una tienda con mercadería muy surtida en la parte delantera de su casa. Ya que le ha dado una buena administración al negocio ha tenido la oportunidad de brindar los servicios de venta de viveres en el sector donde vive.

Tiene muchas aspiración con su negocio por eso se levanta desde las 07h30 a atender los clientes hasta las 23h00pm para cerrar el local. Quiere continuar con su negocio por eso quiere comprar con el préstamo ropa para surtirlo con otro estilo de mercadería y algunos viveres. En el futuro quiere continuar con su tienda para asegurar su vejez.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Berha Clemencia to purchase clothing and grocery items for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 21, 2011
Currency Exchange Loss:
Jan 15, 2012