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Johana Teresa
Johanna is an enterprising woman who, with an effort and dedication, has become a small business woman, owning a butcher shop.

With her husband's help and through sound business administration she has developed her store to be in the position to purchase a variety of meats to sell to her closest neighbors. She works from 8am to 10pm, selling all kinds of meats. She has great plans for her business, wanting to invest more money in order to secure a steady capital savings and to sell more meat from her store. In the future she wants to purchase freezers to increase her sales opportunities.
View original language description ↓
Johana es una mujer emprendedora que con esfuerzo y dedicación ha alcanzado ser una microempresaria teniendo un negocio de venta de carne.

Con la ayuda de su eposo y la buena administracion que le ha dado al negocio ahora ella puede comprar variedad de carnes para venderle a los clientes mas cercanos. Trabaja desde las 08h00am vendiendo carne de todo tipo hasta las 22h00pm. Tiene muchas aspiraciones con el negocio ya que quiere invertir mas dinero para tener un capital fijo y vender mas carne en su local. En el futuro quiere comprar congeladores para tener mas oportunidad de venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,685,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Johana Teresa to purchase meat for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 21, 2011
Currency Exchange Loss:
Feb 15, 2012