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Janeth Paola
Janeth is 18 years old and an enterprising young woman who has always wanted to have her own micro-enterprise. At present, she sells Avon and Yanbal products to earn money and to launch her micro-enterprise.

Janeth selected this activity because her mother sells personal use products and she wanted to continue in the same line of work to have her own money. She has many aspirations for the future but for now, she wants to use this loan to buy perfumes, creams, deodorants, and other products of these brands, since she can obtain credit for buying them and then, she can reinvest her working capital.
View original language description ↓
Janeth de 18 años es joven emprendedora que siempre le ha gustado tener su propia microempresa. En la actualidad ella vende productos Avon y Yanbal para poder tener dinero y comenzar con su microempresa.

Escogió la actividad porque la mama vendía los productos de uso personal y ella quiso seguir el mismo trabajo para tener su propio dinero. Tiene muchas aspiraciones para el futuro pero por ahora quiere comprar con el préstamo perfumes, cremas, desodorantes y otros productos de estas marcas ya que le dan a crédito al comprarla y asi puede reinvertir el dinero de su capital de trabajo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Janeth Paola bUYING PERFUMES, CREAMS, AND DEODORANTS TO SELL.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 21, 2011
Currency Exchange Loss:
Jan 15, 2012