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The photograph shows Horn O. at work growing fruit O. her farm. Horn O. and her husband make their daily revenue by working as local farmers in the village. This couple has been married for a few years, but they have not had children yet. The family owns a medium-sized piece of farmland where they plant jackfruit, banana, and mango trees, and they always get a good result from their planting. In order to earn an extra profit, Horn O. wishes to buy a piece of land to grow more fruit crops in a larger amount than at the present time. This loan will provide her family with this additional asset.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Horn to buy a piece of land in order to grow more fruit crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
Oct 15, 2011