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Zubaida's Group
In this Group: Zubaida, Suraiya, Khalida, Hafeezan, Safia Begum
Zubaida lives in the historic city of Lahore, Pakistan. It is known for its culture and food. Zubaida has been living there, in the area of Mughalpura, with her family for the last 23 years. She is a 45 year old housewife who spends most of her time at home doing her household responsibilities. Besides her household works, she also does embroidery work, part-time. She is very good at her work and receives a good number of orders every month. She learned this art from her mother before her marriage and she is now taking advantage of her skill in the shape of money. She receives orders from her neighboring customers and earns well by completing the orders on time. Her income allows her to pay off the utility bills of her house.

Zubaida is married to G. A. who is a tailor by profession. He specifically sews men’s clothes and runs a shop in the market. Zubaida has given birth to 4 sons and 2 daughters. Her three elder sons are involved in different works. They couldn’t complete their education and had to start work at a young age to financially support the family. Two of her 3 younger children are enrolled in school and are getting their education.

Zubaida has applied for a loan from Kiva partner Asasah for the improvement of her husband’s tailoring business. He will invest the loan in purchasing a sewing machine and he will hire a worker who will help him complete the orders on time to make extra income. Zubaida is hopeful that the investment will take her husband’s business to a more profitable position.

Note: “In the photo, the lady with a raised hand is Zubaida”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 249
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zubaida's Group's $775 loan helped a member to buy a new sewing machine for tailoring business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 17, 2011
Jan 20, 2011
Currency Exchange Loss:
Jan 15, 2012