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Khat T., 56, is married and resides with her four children in Kampong Chnang province, Cambodia, an area known for palm products. Khat T. sells traditional baskets, earning an income of USD 5 per day to help cover the family expenses. Each month, the family has to spend USD 88 on food and USD 30 on the other necessary expenses.

Khat T. is requesting a loan of USD 1000 to purchase sewing machines to run a new business as a tailor. In the future, she would like to use the additional income to repair her house. This will be her first loan from CREDIT, a long standing Kiva’s partner. Khat T. appears in the photograph with her son.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khat to buy sewing machines to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 20, 2011
Currency Exchange Loss:
Dec 15, 2011