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Hour S., 62, is married and resides with her four children in Kampong Chnang province, Cambodia, an area known for palm products. S. is a farmer, earning an income of USD 1.18 per day to help cover the family expenses. Each month, the family has to spend USD 70 on food and USD 17 on the other necessary expenses.

Hour S. is requesting a loan of USD 800 to purchase rice to plant and sell. In the future, she would like to use the additional income to repair her house. This will be her first from CREDIT, a long standing Kiva’s partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 67
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hour to buy rice to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 20, 2011
Currency Exchange Loss:
Jul 24, 2012