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Sles Tol's Group
In this Group: Tol, Math, Ousman
These three families live in a small village near the Mekong River about twenty kilometers north of Phnom Penh. Like many men in this area, the husbands have all been fishing since they were boys. Two of them, Mr. S. Math and Mr. S. Ousman, were fishing at the time of the loan interview. They do not appear in this photograph. They are requesting this, their first group loan from Maxima, to buy fishing nets, a second-hand motor for one boat and for general boat repair costs.

1- Mr. S. Tol (aged 45) and his wife (center couple in image) married in 1989. They have six children, three of whom study in the village school. One son fishes with his father. His wife takes care of the children and household as well as sells the fish her husband catches. They are saving to buy a car that they will then use as a taxi. They are requesting a loan from MAXIMA for US$300 and will use this money to buy fishing nets and a second-hand motor for his fishing boat.

2- Mr. S. Math (aged 39) and his wife (far right of image) married in 1990. They have four children, two of whom study in the village school. His wife sells green papaya salad at the afternoon market along the lane that runs through their village. They are requesting a loan from MAXIMA for the first time for $US100 and will use this money to buy fishing nets.

3- Mr. S. Ousman (aged 44) and his wife (far left of image) married in 1986. They have six children, two of whom study in school, two of whom have stopped studying and two of whom are physically disabled. His wife describes the disability as “their arms and legs don’t work”. She said that the children must be fed, clothed, bathed and be given assistance with any other activity requiring mobility. S. and his wife also farm - both to provide food for the house and to supplement their income. They are requesting a loan from MAXIMA for the first time of $US200 and will use this money to buy fishing nets and to cover general boat repair costs.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,476,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sles Tol's Group's $600 loan helped a member group loan to purchase fishing nets, a boat motor and to repair fishing boats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2007
Dec 12, 2007
Currency Exchange Loss:
Jan 15, 2009