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Sart T., 23, is married and resides with her husband and a child in Siem Reap province, Cambodia, an area known for angkorean temples. T. sells groceries, earning an income of USD 5 per day. Her husband is a designer, earning an income of USD 6 per day to help cover the family expenses. Each month the family has to spend USD 40 on food and USD 35 on the other necessary expenses. T. is requesting a loan of USD 1,000 to purchase more groceries to stock the store. In the future, she would like to use the additional income to repair her house. This will be her second loan from CREDIT, a long standing Kiva partner. T. appears in the photograph while she is cooking.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 67
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sart to buy more groceries to stock the store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2011
Jan 19, 2011
Currency Exchange Loss:
Dec 15, 2011