A loan of $425 helped to purchase additional products to sell like canned goods, instant noodles and detergents.


Lanie's story

Lanie J. owns and operates a sari-sari (variety retail shop) selling daily use products such as shampoo, soap, canned goods, snack foods and toothpaste in her community. She also makes and sells viand foods like fried fish, chicken and pancit bihon [fried rice noodles]. She is 48 years old, married and has three school-aged children. They are from the village of Macapari, Damulog, Bukidnon. Lanie has been in her business for over 10 years and earns approximately 12,000 Philippine pesos (PHP) a month.

In 2009, Lanie joined HSPFI to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Lanie has successfully repaid a previous loan of 15,000 PHP from HSPFI which was used to purchase additional inventory and for working capital. Lanie is requesting a new loan of 18,000 PHP which will be used to purchase additional products to sell like canned goods, instant noodles and detergents. This will be her fifth loan from HSPFI. She plans to use additional income to improve and expand her business.

About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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