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Nhoem's Group
In this Group: Nhoem, Uk, Sam, Suon, Phea, Soem, Chet, Chhoem, Cheuk, Saem, Then
Eleven people make up this village bank loan. They live in Tadak Pong village in Takeo province. Each will use her portion of the loan for different purposes to improve their family's living situation. This village bank loan is led by Mrs. Nhoem S., who has been selected by the other members. Mrs. Nhoem S. and her husband, Mr. Sim Om, are farmers who own a plot of land where they grow rice for sale. She also sells fruit at her home. Her home needs repairs to make it comfortable to live in. Mrs. Nhoem S. is asking for a loan to add to what she has already saved to fix her house. She is a mother of four children: one is a teacher, one is a farmer, and the youngest is a student.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 75
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,045.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhoem's Group's $1,950 loan helped a member to fix her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Feb 1, 2011
Currency Exchange Loss:
Feb 1, 2012