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Koem's Group
In this Group: Koem, Hin, Naor, Sam, Chea, Chhoem, Um, Koem, Nhem, Phoon, Suong, Samrith, Yean, Tun, Sarran, Chea
Mrs. Koem S. is a widow with three children, one of whom is a farming laborer while the others are studying in the local public school. She lives in Tadak Pong village in Takeo province.

Sixteen people who make up a village bank loan chose Koem to be their bank president. The loan members will use their portions of the loan in varied ways to improve their families’ living situations.

Koem is a sugar and fruit vender as well as a farmer who owns a very small piece of land upon which she grows rice to sell to support her family. Since her business is going well, she wants to expand. To do so, Koem is seeking a loan to buy more sugar and additionally, to rebuild her house.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • 4,045.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Koem's Group's $3,025 loan helped a member to buy more sugar and rebuild her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Feb 1, 2011
Currency Exchange Loss:
Feb 1, 2012