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Ana Valeska
Valeska T. R. has been working in the Bertha Calderón Women’s Hospital in Managua for the past 7 years.

She is single with one son who is a student. This is her third loan with CEPRODEL, and she will use it to buy construction materials to improve her house. Valeska is satisfied with the services that CEPRODEL offers since these loans have given her the opportunity to raise her standard of living.
View original language description ↓
Doña Valeska T. R. es Trabajadora en el Hospital de Mujeres Bertha Calderón En Managua, ya tiene 7 años de trabajar en esta empresa.

Ella es casada soltera con 1 hijos a cargo en edad escolar. Este es su tercer crédito en CEPRODEL, lo utilizará para compra de materiales de construcción para mejorar su vivienda. Ella está Satisfecha con el servicio que le brinda CEPRODEL ya que estos créditos le permiten mejorar su nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ana Valeska money to buy construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 27, 2010
Jan 19, 2011
Currency Exchange Loss:
Nov 2, 2012