A loan of $600 helped a member to buy materials to make gara cloth.


Pay Back The Money Group's story

Pictured here are members of the “Pay Back The Money” group from Makeni, a city in northern Sierra Leone. They are all women who run small businesses and who have come to SMT, a partner of Kiva, in order to seek a loan of 500,000 SLL for each in the group. With this loan, they will be able to add more goods to their businesses, attract more customers, and make more sales and profit. Ultimately, they hope to improve their living conditions.

The leader of this group of entrepreneurs is Jariatu S.. Jariatu was born in the eastern city of Kono 32 years ago. She is single and has three children, two of whom are attending primary school. Jariatu sells “gara lappers” (locally dyed cloths) and has been running this business for four years now. With her share of this loan, she will buy materials to make gara lappers--ink, caustic soda, powder, white cotton cloths, etc.--in order to produce a larger quantity of gara cloths for sale.

In this group: Jariatu, Saffiatu, Aminata, Rugiatu, Abibatu
*not pictured



Loan details


Lenders and lending teams



Loan details