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Shahnaz's Group
In this Group: Shahnaz , Sajida, Shamim, Nasreen
Shahnaz M. H. is married and has five children: four sons and a daughter. Her husband is M. H., a street hawker who sells fruit from his four-wheeled cart along different streets of the city. The family is from Multan, famous in Pakistan for its shrines and hot weather. They live in the neighborhood of Kher-abad in a two-room brick house. Shahnaz moved here after her marriage.

For the past five years Shahnaz has operated a boutique, which she runs to supplement the family’s income. She displays stitched and embroidered clothes in her boutique to attract customers. She has a good number of customers from neighboring areas and also from the cloth markets, who give her regular orders every month.

Shahnaz’s two elder sons work with her and help in expanding her boutique business. They collect orders for her from different shops in the markets, and Shahnaz completes them on time to earn an income.

Shahnaz has applied for a loan, her first from Kiva’s partner Asasah, for her boutique. She is confident that an investment will definitely put her business into a more profitable position. With the loan she will buy clothes, patterns, and thread in bulk, which will help her in making more dresses and increasing her income.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $725 loan helped a member to buy clothes, patterns, and thread in bulk.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 11, 2011
Jan 19, 2011
Currency Exchange Loss:
Jan 15, 2012