Progresando Para El Futuro Group
María De Lourdes Gonzales D. L. is a member of the group. She is 37 years old, and she only has an elementary school education. She grows flowers, and she has three children (one girl and two boys). She started growing gerbera (a flower from the sunflower family) two years ago.
She is requesting a loan to buy plants and fertilizers for her next crop. Her customers say that Lourdes has a different variety than the other people who grow gerbera. That is why they prefer the flowers that Lourdes grows. She started as a hard worker, and she accordingly was gaining knowledge. She decided to start her crop. Thanks to the loans, she was successful.
As she is requesting this loan she feels very happy, and she is very encouraged to keep making progress. She wants this loan to start the crop that she will harvest for Valentine’s Day in February. She hopes that one day she will have the opportunity to travel to other countries to learn about their flowers. That way she will continue to make progress in order to give her children a better education.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid