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Aura Nohemy
Mrs. Aura S. O. has been an employee of the "Nacional Autonoma (UNAM)" university in Nicaragua for the past 4 years, working as a janitor in the maintenance unit.

She is single and she has 2 individuals in her care. This is her fifth loan she has accessed through Ceprodel (Kiva Field Partner), and she needs it to carry out some home improvements.

She is grateful to Ceprodel for having granted her these loans; they have improved her quality of life.
View original language description ↓
Doña Aura S. O., es trabajadora de la Universidad Nacional Autónoma de Nicaragua (UNAN), desempeñando el cargo de Aseadora en la unidad de intendencia, desde hace 4 años.
Es soltera de 31 años de edad, con 2 personas a su cargo. Este es el quinto crédito que trabaja en CEPRODEL, y lo necesita para mejora de vivienda.
Agradece a CEPRODEL por haberle otorgado estos créditos ya que le ayudan a mejorar su nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Aura Nohemy to make home improvements.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Jan 19, 2011
Currency Exchange Loss:
Jun 20, 2012