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Shameem's Group
In this Group: Shameem, Rafia, Nasreen Bibi, Zeb-Un-Nisa
Shameem comes from Okara which is a small city in Pakistan, known for its agriculture industry. She lives there in the area named Kot Nihal Singh with her family in a 2-room brick house. She moved here 9 years ago. She is 35 years old and married to H. M. who works in a government organization for a low income.

Shameem supports her family by doing sewing work. She does the work according to orders which she receives from neighborhood clients. She has a good number of clients due to her quality of work. She uses the income in paying their utility bills and the school fees for her children.

Shameem is the mother of five sons. Three of them are enrolled in a local school and getting their education. She has applied for a loan from Kiva partner Asasah to further improve her business of sewing. She will use the loan money in buying a new sewing machine because her previous machine has become old and is not producing a quality work. The new machine will help her finish orders on time so she receives more orders every month. She has been operating this business for over 8 years and is very hopeful that it will expand further after the loan investment.

She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shameem's Group's $825 loan helped a member to buy a new sewing machine for sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 10, 2011
Jan 18, 2011
Currency Exchange Loss:
Jan 15, 2012