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Soem K. is a 46-year-old married woman who earns an income by cultivating rice crops. She has been farming since 1979. Her husband works as a motor taxi driver in and around Kompong Cham province.

This family normally earns an average of $6 per day to cover their family’s daily living needs. They have six children, all of whom are single. Three of their children are employed in a garment factory in Phnom Penh City.

In order to earn extra profit, Soem K. is requesting a loan to rent her neighbor’s land in order to plant more rice crop, buy two sacks of fertilizer, and pay plowing cost.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Soem to rent land to plant more rice, buy fertilizer, and pay for plowing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 22, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2012