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Ou P., 45, is married and lives with her husband and five children in Takeo province, Cambodia – an area known for pre-Angkorean temples. She is a farmer, earning $1 US per day. Her husband is a motor-taxi driver, earning $3 US per day to help cover the family's expenses. Each month the family has to spend $35 US on food, $10 on the children’s education, and $25 US on other expenses. P. is requesting a loan of $1,000 US to purchase a motorbike for the family to use. In the future, she would like to use any additional income to repair the house. This will be her first loan from CREDIT, a longstanding Kiva partner. P. appears in the photograph with her husband.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ou to buy a motorbike for family use.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 19, 2010
Jan 17, 2011
Currency Exchange Loss:
Sep 19, 2011