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Chan M., 44, is married and resides with her husband and five children in Phnom Penh City, Cambodia, an area known for being the most populated city in the country. She sells porridge, earning an income of USD 2 per day. Her husband is employed as a civil servant, earning an income of USD 2 per day to help cover the family expenses. Each month, the family has to spend USD 105 on food, USD 15 on the children’s education, and USD 5 on other necessary expenses. M. is requesting a loan of USD 600 to purchase more supplies to improve her current business. In the future, she would like to use any additional income to repair her house. This will be her first loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 87
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chan to buy more supplies to improve the current business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 17, 2011
Currency Exchange Loss:
Nov 21, 2011