A loan of $675 helped to purchase perfumes, jewelry, cosmetics, lotions, clothing, etc.

María Josefa's story

The member of the communal bank named "Ecological Park" meet every two weeks in the community of San Eduardo in the city of Portoviejo. This location is known for its beautiful park which attracts tourists and individuals of the region wishing to pass the day surrounded by nature.

Here we meet Maria. She has been a member of the communal bank for the past two loan cycles. This is a newly formed communal bank and she feels very comfortable because she has received numerous benefits from Fundacion Espoir (Kiva Field Partner) in support of her business. She is 28 years old, she is divorced, and she has a 3-year old son. She has a degree in nursing.

She sells Avon brand products (beauty products, cosmetics, perfumes, and ladies' accessories). She also sells clothing through a catalogue, working every day about two hours a day. She makes her sales by traveling from door to door and by taking orders. She completes her sales on credit, collecting weekly payments. She says that her biggest seller is makeup and she has had this business for the past seven years. This business has been a great help in supporting her son.

This loan will be used to purchase perfumes, jewelry, cosmetics, skin lotions, clothing, and other products. Her dream is to have a car and a job in her profession.

Translated from Spanish by Kiva volunteer

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