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Freddy Joel
Mr Freddy Joel D. Vanegas is a hard-working and enterprising 23-year-old man who has a small sewing workshop. He started this business in 2001 at the age of 14, since his mother had the business and taught him to do it and to love it.

He will use this loan to buy fabric, thread, buttons, zippers and other materials, with a special focus on materials for making uniforms, as he has many orders.
View original language description ↓
El señor Freddy Joel D. Vanegas es un hombre trabajador, esforzado y emprendedor de 23 años quien tiene un pequeño taller de costura. El inicio con este negocio en el 2001 a la edad de 14 años ya que su madre tenía este negocio, le enseño y le tomo amor.

El con el préstamo compra telas, hilos, botones, zipper, aplicaciones etc… en especial para realizar uniformes ya que tiene muchos encargos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Freddy Joel in fabric, thread, buttons...etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 13, 2011
Jan 17, 2011
Currency Exchange Loss:
Nov 16, 2011