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Perfecto Alberto
Perfecto Alberto Cedeno M. is 65 years old. He is single and he lives with his daughter in the city of Ventanas, in the Los Rios Province. He has one daughter.

The communal bank named "November 26" is located in the community of Las Blancas and it belongs to the city of Ventanas. This group is dedicated to short-cycle agriculture, planting corn and rice. They have practiced this business for a long time.

Perfecto Alberto is an agriculturist who has been sowing corn and rice for the past 5 years. He makes his purchases from Agripac, and he carries out his sales in the fair at Ventanas.

He requests a loan to purchase agricultural products and fertilizers to cultivate corn and rice. The support of this loan will help him financially to provide for his needs, and to face challenges such as plagues, disease, and the changing weather. His dream is to renovate his house.

He enjoys chatting with friends.
View original language description ↓
Perfecto Alberto C. M. tiene 65 años de edad. Es soltero, Vive con la hija en el Cantón Ventanas Provincia de los Ríos. Tiene un hijo.

Los miembros de la V.R.C. 26 DE NOVIEMBRE se encuentra ubicada en el Recinto Las blancas Perteneciente al Cantón Ventanas Esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz esta actividad llevan mucho tiempo haciéndolo.

Perfecto Alberto se dedica a la agricultura a la siembra de maíz, arroz desde hace 5 años. Compra sus productos en Agripac, y vende en la feria en Ventanas.

Solicita el crédito para la compra de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder remodelar la casa.

Le gusta conversar con las amigas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Perfecto Alberto to purchas agricultural products and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 5, 2011
Feb 1, 2011
Currency Exchange Loss:
Jun 16, 2011