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Maria Magdalena
Maria Magdalena A. A. is 38 years old, she is single and she lives with her children in Ventanas, a canton of the Los Ríos Province. She has 3 children.

The V.R.C. Valle Alto (Valle Alto Communal Bank) is located in the Voluntad de Dios precinct, located in the Ventanas canton; this group engages in short-cycle agricultural labor, growing crops like maize and rice.

Maria Magdalena engages in agriculture, growing maize and rice. She buys and sells the products in Ventanas and in the Comercial Peña, and she also sells them every day at her house or in the market.

The loan she is requesting will be used to sow maize by buying supplies and seeds. The loan will help her economically, as thanks to it she will fulfill her needs, as well as face challenges such as pests, illnesses and climate changes. She dreams of buying a house for her children.

She likes cooking.
View original language description ↓
Maria Magdalena A. A., tiene 38 años, es soltera con los hijos, en el Cantón Ventanas Provincia de los Ríos. Tiene 3 hijos.

Los miembros de la V.R.C. VALLE ALTO se encuentra en el recinto Voluntad de Dios, pertenece al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto a la siembra de maíz y arroz.

Maria Magdalena se dedica a la agricultura a la siembre de maíz y arroz compra y vende los productos en ventanas en comercial Peña y vende en la casa o en el mercado de ventadas todos los días.

Solicita el crédito para sembrar maíz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar una casa para los hijos.

Le gusta cocinar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Magdalena to buy supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 22, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2011