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Bertha Patricia
Bertha Patricia U. C. is 28 and is in a common-law marriage. She lives with her husband in the Ventanas Canton, Los Rios Province. She has one daughter.

The members of the V.R.C. Divino Niño ["Holy Child"] are located in the Estero Lindo district, belonging to the Ventanas Canton. The 12 members of this community bank work in short-cycle agricultural labour, sowing corn and rice.

Bertha Patricia works in agriculture, sowing corn and rice. She purchases her products in Agro Servicios San Jacinto and sells in the same location.

She is requesting this loan for sowing corn and rice, and to buy supplies and seeds. The support of this loan will help her economically to supply her needs. She confronts challenges such as plagues, diseases and the varied climate. Her dream is to have a house.

She enjoys watching television.
View original language description ↓
Bertha Patricia U. C. tiene 28 años, vive en Unión Libre con su esposo, en el Cantón Ventanas Provincia de los Ríos. Tiene 1 hija.

Los miembros de la V.R.C. DIVINO NIÑO se encuentra ubicada en el recinto Estero Lindo pertenece al Cantón Ventanas, esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Bertha Patricia se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Agro Servicios San Jacinto y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener una Casa

Le gusta ver televisión

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bertha Patricia the purchase of supplies and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 24, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2011