18 Of September Group
Each of the members has their own business, of various types and services, such as commerce. Among them are: clothing sales, souvenir sales, dinnerware and gift wrapping sales, fruit sales, hair salon, stockings sales, and seamstress.
In their group, the communal bank "18 of September" has a leadership group made up of the leader, Maria, a treasurer, Eulogia, and a secretary, Evelia.
The leader of the group, Maria, lives with her husband and their son. Maria's business is the sale of dinnerware. She learned the business from her sister five years ago, and her husband helps her with the sales. The loan requested is in the amount of 2500 Bs. and it will be used to purchase dinnerware.
The leader of the group has been a member of Pro Mujer (Kiva Field Partner) for two years. When she was asked what she likes about the organization, she said "the loan process".
Cada una de ellas tienen negocios propios, de diferentes tipos tanto de servicio como comercio. Entre ellos tenemos: venta de ropa, venta de regalos, vajilla y papel de regalo, venta de fruta, venta de ropa, peluquería, venta de medias, confección de mantas y polleras.
Para su organización, la B. C. 18 DE SEPTIEMBRE cuenta con una mesa directiva integrada por una presidenta, la señora Maria, una tesorera, la señora Eulogia y una secretaria de actas, la señora Evelia.
La Presidenta, la señora María, vive con su esposo y su hijo. El negocio de la señora Maria es la venta de vajillas. El mismo fue aprendido de la hermana, hace cinco años, le ayuda el esposo en las ventas. El préstamo solicitado fue por Bs.2500.- y será destinado para la compra de vajilla.
La señora presidenta ya ha sido socia de Pro Mujer dos años, cuando se le consulta que es lo que le gusta de la institución, ella responde “la capacitación”.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid