Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $575 helped to purchase and insure a dairy cow.

Joash's story

Joash is a farmer from the town of Nyamira in western Kenya, where he has been farming for 6 years. His mixed farm produces tea, which he sells through Kenya Tea Development Authority, and vegetables, which he sells locally. He is also employed as a casual laborer in the same region.

Joash has requested a loan of 45,000 KES through Kiva's partner, Juhudi Kilimo, to purchase and insure a dairy cow. The extra income from this loan will help pay for his children's school fees and improve his family's livelihood. Joash faces the challenges of pests, diseases and lack of farm supplies such as fertilizers, all of which affect his production. Joash is 27 years old and married, with 3 children between the ages of 3 and 6.

Loan details

Lenders and lending teams

Loan details