A loan of $125 helped to purchase tools needed for the maintenance of the service vehicle.

Rubie's story

Rubie B. is from the village of Liong, Guinsiliban, Camiguin Province. She is 38 years old. Rubie is married and has three school-aged children. To make a living, Rubie owns and operates a business venture in the services sector operating a service-based business. While not the only means for generating revenue, the main source of income for the business comes primarily from providing motorela or habal-habal services as her husband as the driver to local community members. Rubie has been engaged in her business for over five years and earns approximately 5000 PHP a month for these activities.

In 2010, Rubie joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Rubie is requesting a new loan of 5000 PHP which will be used to purchase tools needed for the maintenance of the service. This loan will be the 1st loan taken out by Rubie from HSPFI. She plans to use the additional revenue generated from the business to improve/expand the borrower's business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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