A loan of $175 helped to purchase fertilizers such as manure.

Ma. Theresa's story

Ma. Theresa A. is from the village of Libertad Bajo, Sinacaban, Misamis Occdental. She is 52 years old, widowed and has ten adult-aged children. To make a living, Ma. Theresa owns and operates a business venture in the agriculture sector planting and harvesting a variety of vegetables for sale. Ma. Theresa has been engaged in her business for over two years and earns approximately 2,000 PHP per month from these activities.

In 2010, Ma. Theresa joined Kiva partner, GDMPC, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from GDMPC. Ma. Theresa is requesting a new loan of 7,000 PHP, which will be used to purchase fertilizers such as manure. This loan will be her second from GDMPC. She plans to use the additional revenue generated from the business to improve and expand her business.


GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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