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Irshaad's Group
In this Group: Irshaad , Samina Bibi, Sajida Bibi, Shama Parveen, Naseem Akhtar
Irshaad belongs to Gujranwala which is a mid-sized city in Pakistan and known for its rice industry. She lives there in the area named Kalar abadi with her family in a 2 room brick house. She moved here 8 years ago. Irshaad is a housewife who prefers to stay at home and do her household responsibilities. She has given birth to 5 children: four are working while the last one, a daughter, stays at home and helps her mother in the daily household works. Irshaad's first two sons have a business of making & selling bed-sheets. The next son operates a grocery store and the youngest son works in a factory on low income.

Irshaad is married to M. A., a daily wage labor. She has applied for a loan from Kiva partner Asasah for her sons’ business. With the loan, they will buy thread in bulk to make more bed-sheets to sell. The increase in number of bed-sheets enables them to sell to more customers and to make more income.

She is hopeful that an investment will take her sons’ business to a more profitable position. Irshaad is a new loan applicant of Asasah.

Note: “In the photo, the lady with a book (called Asasah Passbook) is Irshaad”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 213
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshaad's Group's $750 loan helped a member to buy thread for making bed-sheets to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 16, 2011
Currency Exchange Loss:
Jan 15, 2012