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Raima's Group
In this Group: Raima , Uraanbek, Ramilya, Nurpais
Loans provided by Kiva are a great opportunity especially for women, since they are one of the most unprotected part of society in many eastern countries.

Raima M., 43, is the leader of this group. A year ago she started working in clothing retail in a local market. Retail requires a big starting capital for obtaining inventory, a rental space and taxes. Raima gets her goods in a local wholesale market, where the significant part of goods are imported from neighboring countries such as China, Kazakhstan and Russia. Raima is happy with how she managed the first year in this business. Her 16 year old daughter helps her out after school and Raima has good predictions for long-term business. With the returns from her business, she purchased a dairy cow for having fresh milk products for the entire family. Raima earns 5 000 soms monthly, but it’s too little for increasing the assortment she has. A bigger volume of goods would attract more customers. She needs a loan in order to purchase more goods.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Raima's Group's $1,525 loan helped a member to purchase clothes to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 20, 2010
Jan 16, 2011
Currency Exchange Loss:
Nov 15, 2011