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Flor Maria
Flor Maria C. R. is 37 years old, separated, and has two children, both of whom attend school. She lives in the peri-urban area of Paraiso in Guayaquil. She used to sell clothing, but she always wanted to have a restaurant so she started selling lunches at her house. Flor works from Monday through Sunday. She sells “encebollado” (a typical Ecuadorian dish made of tuna, cassava, tomatoes, and onions). This is her first loan through D-MIRO and she plans to use the $1,000 loan to buy tables, chairs, and a fridge.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Flor Maria to purchase chairs, tables, and a fridge for restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2010
Jan 19, 2011
Currency Exchange Loss:
Jan 15, 2012