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Nila Abigail
Nila Abigail V. M. is 52 years old. She is married and lives with her husband in the Ventanas canton, Los Ríos province. She has 5 children.

The members of the rural bank TIERRA NUESTRA live in the San Luís de Zapotal community, which belongs to the Ventanas canton. This bank has 14 members who work in short cycle agriculture, planting corn and rice.

Nila Abigail works in agriculture, growing corn and rice. She buys her materials in Farma-Agro and sells in the same place.

She is asking for the loan to buy materials and seeds to plant corn and rice. The support from the loan will help her to meet her needs financially and face challenges such as pests and disease and changes in the weather. Her dream is to have a farm.

She likes to talk to her friends and play sports.
View original language description ↓
Nila Abigail V. M. tiene 52 años, es casada, vive con su esposo en el Cantón Ventanas Provincia de los Ríos. Tiene 5 hijos.

Los miembros de la V.R.C. TIERRA NUESTRA se encuentra ubicada en el recinto San Luís de Zapotal pertenece al Cantón Ventanas, esta ventanilla de 14 miembros se dedica a las labores agrícolas en ciclo corto de siembra de maíz, arroz.

Nila Abigail se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Farma-Agro y vende en el mismo lugar.

Solicita el crédito para sembrar maíz, y arroz, compra de insumos y semillas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener una finca.

Le gusta conversar con sus amigas y hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 62
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nila Abigail to buy materials and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
Jul 15, 2011