A loan of $1,725 helped to purchase the flour and coal required for baking the national bread “lepeshka”.

Mahbuba's story

Mahbuba B. is 60 years old. She is married and the mother of three children.

For 20 years she has had a business baking and selling the national bread “lepeshka”. It has now become the family business, as the children of Mahbuba are grown and they are helping their mother.

Mahbuba is a cheerful, hard-worker despite the difficulties she faces. She has received and repaid 12 loans from IMON, which have helped create stability for her business. Today, Mahbuba is requesting for a loan of 7500 TJS. She is planning to purchase the flour and coal required for baking the national bread “lepeshka”. This purchase will enable her to increase her sales and earn more so she can provide her children with a good education.

More about Tajikistan and IMON International:
Tajikistan is known for its rich history, which includes having been a key post along the Silk Road and having witnessed the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to epic mountain passes, a civilization that dates back to the 4th millennium BC, and communities that still speak the ancient Sogdian language. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still lives in abject poverty.

IMON's History:
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit www.imon.tj

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