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Razia's Group
In this Group: Razia , Nasreen Akhtar, Akhtar Jabeen, Maryam Shamsa, Suraiya Begum
Razia lives in an industrial city in Pakistan called Gujranwala, in the area known as Kalar Abadi. She has lived there in a 3-room brick house with her family for the past 4 years. Razia has given birth to 6 children, all are studying except the last 2, who are less than 4 years old.

Her husband is an electrician by profession. He also runs an electrical supplies shop in the market where he sells tube-lights, bulbs, and wires. Razia operates her embroidery and clothes sewing business at her home to supplement the family's income. Her husband also rents out an auto rickshaw, which adds to his income each month.

Razia has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, her husband will buy electrical supplies to sell in his shop. The stock will help him make more money and offer good quality services to his clients. Razia is confident that this investment will bring positive changes to her husband’s business and will help her family improve their standard of living.

Razia is a new loan applicant of Asasah's. This is her first loan application.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 209
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $950 loan helped a member to buy electrical products to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 14, 2011
Currency Exchange Loss:
Jan 15, 2012