A loan of $1,775 helped a member to repair an existing service vehicle.


Daria's Group's story

Daria B. is from the village of San Jose. She is 54 years old. Daria is the group leader of a 5-member group loan offered by ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Daria B.'s Group.

Daria is married and has 7 adult-aged children. To make a living, Daria owns and operates a business venture in the transportation sector providing motorcycle transport services. The main source of income for the business comes from operating tricycle transport services. Daria has been engaged in her business for over 7 years and earns approximately 5,000 PHP a month for these activities.

In 2007, Daria joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Daria has successfully repaid a previous loan of 17,000 PHP from ASKI. This previous loan was used to purchase an additional vehicle for the business. Daria is requesting a new loan of 15,000 PHP, which will be used to repair an existing vehicle for better service. This loan will be the 7th loan taken out by Daria from ASKI. She plans to use the additional revenue generated from the business to improve/expand her business.

About ASKI:

ASKI is one of the most successful microfinance institutions in the Philippines. It has 38 branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolks and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Daria, Gregoria, Cristina, Ammie, Arnold



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