Las Cumplidas Group
Ana María plans to invest part of this loan in sowing her crops. She grows potatoes, corn, carrots and onions. She has requested this loan to buy all the seeds that she needs for this. After she has harvested her crops, she sells her vegetables in the market.
In the future, Ana María would like her children to go to university and become professionals.
(En la foto Ana María esta vestida con pantalón color negro, un polo morado y lleva un bolso; ella está de pie y es la tercera de la derecha).
Ana María tiene planes de invertir parte de este préstamo en la siembra. Ella cultiva papas, maíz, zanahorias y cebollas. Para comprar todas las semillas para la siembra, ha pedido este préstamo. Después de la cosecha, vende las hortalizas en el mercado.
Para el futuro, Ana María quiere que sus hijos asistan a la universidad para llegar a ser profesionales.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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