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This is 27-year-old Salamatu T.. She is married and has two children ages 4 and 6.

In 2000, Salamatu T. established her local goods business, selling palm oil, pepper, rice and bananas. She began her business because she wanted to be self-employed and sustain herself. Working seven days a week and seven hours a day, she earns about 250,000 SLL every month.

She would like a loan in the amount of 4,000,000 SLL in order to increase business. She hopes that this loan will enable her to increase her monthly profits by approximately 300,000 SLL.

In the future, Salamatu plans to educate her children, help her husband to support their family, and buy additional goods in larger quantities to sell in a nearby town or city. She thanks you for your support

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,140.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Salamatu to buy additional palm oil.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 17, 2010
Jan 13, 2011
Currency Exchange Loss:
Sep 15, 2011