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Virgen De Cocharcas Group
In this Group: Elva Silvia, Marcela , Belarmino Roberto , Gladys , Sonia Milagros, Edith Soledad , John Fredy, Juana, Pedro Marino, Limber Shaus
Elva C. Y. is the president of the Virgen de Cocharcas Community Bank. She is 35 and lives with her partner. She has three young children.
Elva and the rest of the group members live in the El Tambo district.
Elva owns a vehicle that she bought over two years ago, and she currently rents it to a young driver as a taxi.
With this loan, she would like to invest in maintenance for the vehicle. She would like to buy new tires and the other spare parts that she needs; she would like to change the oil and the transmission liquid, for example.
In the future, Elva would like to continue with her business renting the vehicle, and also build an apartment in her home to rent out.
(In the photo, Elva is wearing a red, white and black striped sweater; she is seated and is the first from the left)
View original language description ↓
Elva C. Y. es la presidenta de la Alcancia: "Virgen de Cocharcas". Tiene 35 años y es conviviente. Tiene 3 hijos menores.
Al igual que Elva, los demàs socios viven el el distrito de El Tambo.
Elva es dueña de un auto que comprò hace mas de 02 años y, que actualmente lo alquila a un joven chofer como taxi.
Con este prèstamo, le gustarìa invertir en el mantenimiento del auto. Quisiera comprar llantas nuevas y demàs repuestos que necesita; como cambiar el aceite y el lìquido de transmisiòn.
En el futuro, Elva quisiera seguir con el negocio del alquiler del auto y tambièn construir un departamento en su casa para alquilar.
(En la foto, Elva lleva una chompa a rayas de colores:rojo, blanco y negro; esta sentada y es la primera de la izquierda)

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Cocharcas Group's $3,050 loan helped a member vehicle maintenance.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 11, 2011
Jan 12, 2011
Currency Exchange Loss:
Jun 15, 2011