A loan of $400 helped to buy seedlings, manure, farm tools, clear farm and buy firewood.

Anye's story

Anye A. was born on 01/02/1947. He is married to Lum Mary and they are blessed with three children and one is under the age of 15. He lives in a small house of three rooms with his family. He lives in Ndamukongstreet, a quarter in Bamenda, Northwest Region of Cameroon.

Anye has faced some challenges in life. Amongst which are the inability to meet the basic necessities of his family like clothing, food, transportation and educating himself and his children. He has had difficulties in raising capital to start up a small business to sustain him and his family. He plans to invest this loan in a gardening business, and with this loan he is going to buy seedlings and farm products. He believes the business will succeed because the previous loan he took was repaid by the income raised from an old farm of his; therefore, he concludes that he is sure the business will succeed. He is also certain that this business will succeed because the products he produces are highly demanded in the market. The loan will help his community because they will be able to afford all food ingredients at low or no cost.

Anye will plough back his profit into his business and use part to care for his family. He also will use the proceeds to pay his children’s school fees and cater for the family. He prefers GHAPE because of the training he frequently receives and the low cost in obtaining and paying back a loan.

The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

Loan details

Lenders and lending teams

Loan details