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Omar Santiago
Omar Santiago is a 32 year old entrepreneur. He is married and lives with his wife and 2 children (8 and 9 years old) in Guayaquil, in an area called Orquídeas (an urban area named after the many orchids that existed when the place was discovered).
Omar Santiago makes duplicate keys. He first worked for another person in the same business. When he realized the activity of duplicating keys is very profitable, he used some capital and started his own business.
He works alone from 7:00am-13:00pm and from 15:00pm-18:00pm while his wife takes care of the house and the children. He plans to use his $1,000 loan to buy materials and to make some improvements to his store.
He hopes his children continue with their studies and become professionals.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,493,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Omar Santiago to buy materials and to make improvements to store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 13, 2010
Jan 10, 2011
Currency Exchange Loss:
Apr 15, 2012