43 year old N. Getrude is a happily married mother of 4 who operates a tailoring business in Bugembe-Jinja. This business has been in existence for close to 13 years. Getrude says she learned tailoring from her late grand mum. Before she established this business she was more into selling agro produce. She still sells cash crops such as maize, beans and rice but on a more smaller scale now. Getrude who pleads a cause with Bugembe Katwe group says weekly this business generates shillings 100,000. With this loan, Getrude says she is going to buy more clothing making textile fabric. Two members in the group photo were obscured so we marked them as unpictured.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.