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Vulamehlo Group
In this Group: Gugu Lungile , Hlengiwe , Gloria Londeka , Samukelisiwe , Ritha
Gugu is 37 years old and a single mother with 4 children, between the ages of 11 and 22 years old. She runs a retail business selling chickens and a decoration renting business for weddings in Mtubatuba, South Africa (KZN). In the photo above, she is raising her left hand and wearing a pink skirt.

She's been selling chickens for three years and the wedding decoration rental business for six years and runs it from her home. She also gets income from the government's child support grant. She says that the main challenges to her business are customers who do not pay on time.

She requested this loan through the Women's Development Businesses and KIVA to buy a tent to rent with along with her wedding decorations. She says that the extra income from this loan will help her with the future education for her children. In the future, she would like to have more tents for her wedding decoration rental business.

She adds that WDB and Kiva are very helpful for her in her business.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 7
    View loans »
    South Africa Loans Fundraising
  • $818,550
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Vulamehlo Group's $1,775 loan helped a member to buy a tent to rent with along with her wedding decorations rental.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 10, 2011
Currency Exchange Loss:
Jun 22, 2011