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Mrs. Phakna M. is 25 years old and her husband, Mr. Vebull Ni is 27 years old. They have been married since 2003 and have two daughters. The family lives on an island on Mekong River about twelve kilometers from Phnom Penh. In the past, Phakna was a weaver but she quit her weaving business and now the family's main source of income is from her husband’s business. He is a wooden-house constructor. Phakna applies for a loan of $800 to repair the walls of her house and to build a restroom for family use.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 134
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Phakna to repair the walls of her house and to build a restroom for family use.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 5, 2011
Jan 10, 2011
Currency Exchange Loss:
Dec 15, 2011