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Heang's Group
In this Group: Heang, Yann, Yann, Heang, Khek, Hem, Khek, Mang, Thy
This village bank loan consists of nine members living in Ta Hing village in Kandal province. The members of this group selected Mrs. Heang S., a 40-year-old married woman, to be the group leader. The members of this group will use their portions of the loan to support their different purposes.

Mrs. Heang S. and her husband, Mr. Ngorn Nart, are farmers who own a plot of land that they use to cultivate corn for a living. In order to support this farming, Mrs. Heang S. needs a loan to buy fertilizers, corn seeds, and gasoline.

This couple is working hard to support their six children, four of whom are attending in the local school and the other two are 4-year-old twins.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heang's Group's $1,425 loan helped a member to buy fertilizers, corn seeds, and gasoline to grown corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2010
Jan 9, 2011
Currency Exchange Loss:
Feb 1, 2012