A loan of $1,100 helped to buy perfumes, creams, cosmetics, and shoes.

Ana Maribel's story

The "100% Charapote" Communal Bank meets in the city of Charapoto every two weeks. This place is known for its traditional culture. It is also known for being a few minutes from two of the best beaches, San Jacinto and San Clemente, in the province.

This is where we find Ana. She is 27 years old and in a common-law marriage. She has a seven year old child who goes to school. She is now pregnant with her second child. Her husband is a driver for an interprovincial transportation cooperative. She was born in El Carmen, but she came to Charapoto years ago.

She sells products for the home. She sells things like irons, mattresses, beds, and blenders, among others. She also sells Yanbal products (beauty products, cosmetics, perfume, and women’s accessories). She works three days a week. She leaves her products on credit, and she collects each week or every two weeks according to what her customers want. She gets her products from a distributor. She now wants to start selling shoes by catalog.

She will use this loan to buy perfumes, creams, cosmetics, and shoes. She plans to sell these products in order to increase her business. She has been in the communal bank from the beginning. She likes it because the payments are easy to make.

Her dream is to have a stable business.

Translated from Spanish by Kiva volunteer Ginny Kalish

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