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Sinceridad Group
In this Group: Maria Natividad, Marcelina, Ana Maria, Corina, Maximiliana, Floriza, Pelagia, Francisca, Alejandra, Teodosia, Marleni, Bertha, Irene, Efrain, Nancy Amanda, Cesario
The Sinceridad ["Sincerity"] Community Bank is starting its fourth cycle with 17 members who have diverse businesses. Maria, age 41, is married and has 4 children. Maria has a carpenter's shop with her husband. They make: doors, windows and balconies. They take orders. Last year they maD. orders for local public institutions. She is requesting a loan for the purchase of thinner, rubber and lacquer. Maria likes her Community Bank meetings because the members are friends. She learns a lot from the training that she receives from the captain. Her dream is to save to purchase machines for her business, and for her children to be professionals.
View original language description ↓
El Banco Comunal Sinceridad, incia su cuarto ciclo con 17 socias, las cuales tiene diversoso negocios, como es el caso D. Maria, tiene 41 años, es casada y tiene 4 hijos. Maria tiene un carpintería con su esposo, confeccionan: puertas, ventanas, balcones, atienD. pedidos, el año pasado le fue bien hizo trabajos para L. instituciones públicas D. L. región. Solicita un prestamo apra L. compra D. thiner, goma y laca.
A Maria le gustan las reuniones D. su Banco Comunal porque se práctica el compañerismo entre las socias del Banco Comunal, aprenD. mucho D. las capacitaciones que recibe D. su promotora.
Su sueño es ahorrar para comprar máquinas para implementar su negocio y que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinceridad Group's $3,325 loan helped a member the purchase of thinner, rubber and lacquer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 7, 2011
Currency Exchange Loss:
Jun 15, 2011