Carmen Rosa is a member of the community bank. She is married and has 2 children aged 11 and 4. She sells meals on Sundays in Orcasitas. She is requesting this loan to invest in buying supplies to make meals such as: rice, potatoes, condiments and meat. Carmen Rosa doesn't just sell food. She also works storing and selling goods in Cochinilla, Tara and Tuna. However, that work is seasonal.
Carmen Rosa enjoys her community bank's meetings because they promote values, they provide loans and she is able to save. Her dream is to open a grocery store and for her children to become professionals.
Carmen Rosa es socia del Banco Comunal, es casada y tiene 2 hijos de 11 y 4 años de edad. Se dedica a la venta de comida los días domingos en Orcasitas. solicita un préstamo para invertir en la compra de insumos para la preparacion de comidad como son: arroz, papa, condimentos y carne.
Carmen Rosa no sólo se dedica a la venta de alimentos, sino también al acopio y venta de Cochinilla, tara y tuna pero solo lo hace por temporadas.
A Carmen Rosa le gustan las reuniones de su Banco Comunal, porque se practica mucho los valores, le dan préstamos y puede ahorrar.
Su sueño es abrir una tienda de abarrotes en general y que sus hijos sean profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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