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Santa Rosa De Collana Group
In this Group: Remigia Julia, Jeannete Marlenne, Erika Maritza, Edizabel, Lorenza, Fidel, Fortunata, Carolina, Sonia, Lucila, Nelly Mercerdes
The Santa Rosa D. Collana communal bank has already been in operation for two years and it is comprised of hardworking and enterprising women and men who always look for opportunities to get ahead and to proviD. a better future for their children with their daily effort. The communal bank meets every 30 days and the majority of the group members live in the community of Collana which is located 30 minutes from the city of Cusco.

As an example, some of the group members’ businesses are in toy sales, tamale sales, handicraft sales, buying and selling guinea pigs, chicha sales, raising guinea pigs, clothing sales, and grocery sales.

Erika is 27 years old and was born in the community of Collana, in the San Jerónimo district of the Cusco province. Erika currently lives with her husband and two children in the same community. Her main job is doing tasks such as typing on the computer, photocopies, and other tasks and her work place is located in front of Universidad San Antonio Abad del Cusco.

With her next loan, Erika hopes to receive 200 Peruvian Nuevos Soles (PEN). She wants to create another business that consists of raising and selling chickens and with the money from the loan, she will purchase 48 chickens at this time. Erika’s dream is to construct a building in her house in order to rent the apartments.

Erike is the president of the communal bank and she is raising her hand in the photo.

View original language description ↓
El banco comunal “Santa Rosa D. Collana” ya tiene 2 años D. funcionamiento y está conformado por mujeres y varones trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las reuniones del banco comunal son cada treinta días y la mayoría D. las socias viven en la comunidad D. Collana que está ubicada a 30 minutos D. la ciudad del Cusco.

Las actividades económicas D. algunos D. los socios a las que se dedican son por ejemplo, venta D. juguetes, venta D. tamales, venta D. artesanía, venta y compra D. cuyes, venta D. chicha, crianza D. cuyes, venta D. ropa y venta D. abarrotes.

Erika, tiene 27 años, nació en la comunidad D. Collana distrito D. San Jerónimo provincia D. Cusco. Actualmente, Erika vive junto con su esposo y sus dos hijos en la misma comunidad. Su actividad económica principal D. Erika es hacer trabajos como por ejemplo tipeos en computadora, fotocopias y otras cosas. Ya son seis meses que alquilo un espacio en la tienda para que realizè sus trabajos. El pueto D. trabajo esta ubicado al frente D. la Universidad San Antonio Abad del Cusco.

Con su próximo préstamo, Erika que espera recibir D. S/. 200 nuevos soles, ella quiere hacer otro negocio que consista en la crianza y venta D. pollos, con el dinero del prestamo va comprar 48 pollos por el momento. El anhelo D. la socia Erika es construir un edificio en su domicilio para alquilar los departamentos.

Erika es la presidenta del banco comunal y está levantando la mano en la fotografía.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Collana Group's $3,750 loan helped a member to purchase 48 chickens.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 6, 2011
Jan 6, 2011
Currency Exchange Loss:
Jun 15, 2011